It's True!

You can pay NO monthly premium and still have quality coverage with your Experience Health Medicare AdvantageSM (HMO) plan in 2023.

Smiling people

Here’s how we can offer a $0 plan:

  • The government contracts with private insurers like Experience Health, because — as a locally based plan with strong connections to area doctors and hospitals — we can deliver health care services in a way that is more cost efficient.
  • We can offer plans with no monthly premium because the government reimburses us for the cost of the services delivered.
  • Your Part B premium — the money that you automatically pay for your Medicare coverage — is enough to cover all of these benefits and services. No additional premium is necessary.
  • You get all of the Medicare benefits you’re entitled to, PLUS more benefits than you’d get with Medicare alone. All for $0 per month!

You’ll enjoy valuable plan extras worth
Over $10,000 per year!

This list shows you how much your plan extras will save you compared to typical charges and fees. It’s clear: As a member, your savings really add up!

  • $2,000 Dental care reimbursement allowance
  • $1,950 Hearing exam and aids
  • $580 Gym/Fitness membership
  • $470 Eye exam and eyeglass frames
  • $440 Over-the-Counter pharmacy savings
  • $165 Home meal delivery
  • $1,000 Acupuncture treatment
  • $720 Transportation Assistance
  • $1,296 In-home support services
  • $653 Personal Emergency Response System (PERS)
  • $120 Bathroom Safety Devices

You get $10,154 in total savings

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Contact Us

Members call 1-833-777-7394 (TTY:711)

Providers call 1-877-397-4584 (TTY: 711)

Agents visit

8 a.m. to 8 p.m., Monday through Friday
(8 a.m. to 8 p.m., 7 days a week from October 1 to March 31)