It's True!
You can pay NO monthly premium and still have quality coverage with your Experience Health Medicare AdvantageSM (HMO) plan in 2023.

Here’s how we can offer a $0 plan:
- The government contracts with private insurers like Experience Health, because — as a locally based plan with strong connections to area doctors and hospitals — we can deliver health care services in a way that is more cost efficient.
- We can offer plans with no monthly premium because the government reimburses us for the cost of the services delivered.
- Your Part B premium — the money that you automatically pay for your Medicare coverage — is enough to cover all of these benefits and services. No additional premium is necessary.
- You get all of the Medicare benefits you’re entitled to, PLUS more benefits than you’d get with Medicare alone. All for $0 per month!

You’ll enjoy valuable plan extras worth
Over $10,000 per year!
This list shows you how much your plan extras will save you compared to typical charges and fees. It’s clear: As a member, your savings really add up!
- $2,000 Dental care reimbursement allowance
- $1,950 Hearing exam and aids
- $580 Gym/Fitness membership
- $470 Eye exam and eyeglass frames
- $440 Over-the-Counter pharmacy savings
- $165 Home meal delivery
- $1,000 Acupuncture treatment
- $720 Transportation Assistance
- $1,296 In-home support services
- $653 Personal Emergency Response System (PERS)
- $120 Bathroom Safety Devices